Throughout our lives, we are surrounded by contracts of all shapes and sizes, yet we often give little thought to what a contract actually is or what terms it contains. … [more]
What are the legal requirements of a contract?
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Read our step-by-step setup guide, with everything from navigating IR35 to submitting your first invoice.
Read the 10-Step Guide →How to judge if your contractor accountant is doing a good job or not
A good contractor accountant doesn’t just help you avoid problems with HMRC and Companies House; they also help you to run your business efficiently, make sound financial decisions, and keep more of your contract earnings. … [more]
‘Catch up fees’ when you join a new accountant
If you decide to move to a new accountant, what happens to any accounting work that hasn't yet been completed? More importantly, will your new accountant charge catch-up fees to bring your accounts up to date? … [more]
Understand your umbrella company payslip – including an example
It can be challenging to understand how your net pay is calculated when you receive your first umbrella company payslip. However, the payslip itself is fairly straightforward once you understand what to look for. … [more]
Tax-efficient insurance for when you can’t work as a contractor
Income protection insurance is a financial lifeline for anyone who doesn't have access to employer-provided sick pay. … [more]
Employer PAYE Reference Number (ERN): what it means for contractors
When you first register your company with HMRC as an employer, you’ll receive confirmation of your new PAYE scheme and several reference numbers. One to look out for, and keep safe, is your Employer Reference Number (ERN). … [more]
Limited vs. Umbrella Company – how to choose (inc. IR35 rules)
As a would-be IT contractor, one of your first tasks is to decide which business structure to work under: a limited or umbrella company. … [more]
Companies House confirms profit and loss filing plans will start in 2028
The government has confirmed that small companies and micro-entities will have to file profit and loss accounts with Companies House from April 2028, bringing clarity to a reform that had appeared to be in doubt. … [more]
PAYE – complete payroll guide for limited company contractors
The PAYE (Pay As You Earn) system is how HMRC collects Income Tax and National Insurance from employees' earnings. Here's how it works for contractors, and what's involved in setting up your company payroll. … [more]
Umbrella companies – how preferred supplier lists (PSLs) work
Recruitment companies often operate preferred supplier lists of umbrella companies they work with. Here we consider how PSLs work in reality. And what happens if a candidate wants to use a different umbrella? … [more]
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