In this guide, we explore how umbrella company pensions work, what tax relief is available, and what to look out for when joining a workplace pension scheme. … [more]
How do pensions work if you’re an umbrella company employee?
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Read the 10-Step Guide →What are umbrella company margins?
As an umbrella employee, you will see an entry for your provider's 'margin' on your payslips. Here, we explain what an umbrella company's margin is and how much it typically costs. … [more]
Employment Allowance – is your limited company eligible? (2026/27)
The Employment Allowance reduces the National Insurance employers' pay by up to £10,500 per year. So, can your limited company benefit from this incentive in 2026/27? … [more]
Why contractors still need professional IR35 contract reviews
Although the off payroll reforms shifted the responsibility to clients for most cases, contractors should still actively check that their work is genuinely outside IR35 and remains compliant. … [more]
Understanding software intellectual property protection
Software, including digital products and applications, can be protected under various forms of intellectual property (IP). … [more]
10-step guide to becoming an IT contractor in 2026
Life as a contractor can be very rewarding. Alongside potential higher earnings, you can also experience a wide variety of roles and enjoy being your own boss. It isn't for everyone, but for those who take the leap, most never look back. … [more]
Accidental contracts – take care when negotiating with clients via email
In this article, commercial solicitor Leigh Ellis explains why contractors should be careful when negotiating with potential clients, as you could unwittingly enter a binding contract during an email conversation if you don't use the correct … [more]
Contractor Accountants – compare fees and costs [2026]
While you shouldn't decide who to hire as your contractor accountant based solely on price — after all, you get what you pay for — it's important to check that what you'll be charged is fair. … [more]
How the Flat Rate Scheme (FRS) for VAT works for contractors
Introduced in 2002, the Flat Rate VAT scheme was implemented to provide smaller businesses with a more straightforward method for calculating their VAT liabilities. … [more]
How does a Non-Disclosure Agreement (NDA) work?
If you’re reading this article, you may be considering putting a Non-Disclosure Agreement (NDA) in place with a supplier, client, or another contracting partner, or you may have been given one by a third party and asked to sign it. … [more]
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