On this page, we’ve listed Clever Accounts’ key services, along with an FAQ where the team answers important questions from the ITContracting team.
Clever Accounts at a glance
| Monthly fee | Ltd Complete: £104.50 + VAT; Ltd Premium: £134.50 + VAT |
|---|---|
| Software | FreeAgent included |
| Your accountant | Dedicated accountant, with unlimited phone and email support |
| Company accounts | Year-end accounts, Company Tax Return and Companies House filings |
| VAT and payroll | Quarterly VAT returns and director payroll listed in Ltd Complete |
| Personal tax return | Self Assessment included in the listed packages |
| FLEX and insurance | Listed in Ltd Premium; confirm package requirements with Clever |
| Contract | No setup fee or minimum contract |
Clever Accounts – services and packages
Clever Accounts provides accounting services for contractors, freelancers and limited companies. Clients have a dedicated accountant and unlimited telephone and email support.
Its current packages include FreeAgent. The Ltd Complete plan lists company accounts, Corporation Tax returns, quarterly VAT returns, director payroll, Self Assessment and IR35 support.
Clever FLEX lets contractors switch between limited company and umbrella working. Its pricing table lists FLEX and professional indemnity, employers’ liability and public liability insurance within Ltd Premium. Ask Clever to confirm the package you need, including any insurance limits and exclusions.
Useful guides from Clever Accounts
- Accounting software and integrations – information about FreeAgent, bank connections and the software used alongside its service.
Latest from Clever Accounts
Autumn Budget 2026: what do the latest announcements mean?
30 October 2026 – David Crossley
Clever’s summary of the Budget announcements affecting businesses and individuals.
How much are your monthly fees?
We offer an all-inclusive service plan for limited companies from £104.50 + VAT per month.
How long has Clever Accounts been operating, and how many clients do you have?
We started in 2007 and have since grown to support more than 3,000 clients across the UK.
What type of online software do your clients have access to?
In addition to our own cloud-based accounting software, we are also certified FreeAgent Platinum Partners and Xero Bronze Partners, so we can offer a range of options for contractors.
We focus on supporting our clients and helping them feel comfortable with whichever software they use to manage their finances.
Do your clients have access to their own dedicated accounts manager?
Yes, once you sign up, you will be quickly assigned a dedicated, experienced accountant who will provide unlimited support and advice on everything relating to setting up your limited company, submitting tax returns, IR35 advice and contract reviews, umbrella solutions, dividends, take-home pay, business expenses, and more.
If you could give a new contractor one or two pieces of money advice, what would they be?
Sometimes, the small things make a big difference at the end of the financial year. For example, make sure you claim all your eligible expenses. HMRC has published a long list of business costs you can claim as business expenses and, therefore, reduce your tax bill.
Additionally, you can use the Flat Rate VAT scheme to increase your first-year income if this is your first year as a contractor or freelancer.
Under this scheme, you collect 20% VAT on top of your daily rate but pay only 15.5% of what you receive to HMRC.
What type of clients do you work with? Are you a contractor specialist?
Yes, we are a contractor-specialist accountancy firm. We work with contractors, consultants, and freelancers across all sectors.
Whether it’s IT, oil & gas, construction, media and design, automotive and more.
Can you provide IR35 assistance?
We certainly can. Our accountants are experienced IR35 specialists who can provide ongoing guidance, contract reviews and advice. We have the solutions to accommodate both PSCs and umbrella workers.
Clever Accounts – Limited Company Accountants from Clever Accounts on Vimeo.
Where can you read reviews of Clever Accounts?
- Clever Accounts has an excellent 4.7/5 score on Trustpilot.
- Read some in-house reviews here.
- Clever Accounts is an accredited member of the FCSA. See their page here.
Click here to view our directory of leading specialist accountants.