We look at the Budget measures that directly and indirectly affect homeowners, plus things to consider if you want to take out a new mortgage in 2026.
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HMRC confirms joint PAYE liability for agencies in new umbrella rules from 2026
HMRC has published a detailed policy paper setting out how it intends to tackle tax non-compliance in the umbrella company market from April 2026.
Government confirms Loan Charge settlement scheme for 32,000 workers
The government has outlined a new settlement scheme for individuals with outstanding Loan Charge liabilities. However, industry experts point out that the operators of these schemes have managed to escape “scot-free”.
Autumn Budget 2025 – dividend tax hike, salary sacrifice, income tax freeze
The Chancellor has completed her Autumn Budget statement, formally confirming the major tax measures leaked earlier in the day – most notably another increase to dividend tax and salary sacrifice changes.
Limited company directors face 2p dividend tax hike from April 2026
Reports suggest the Chancellor may raise dividend tax by up to 4 points in the November Budget, affecting limited company directors.
‘Rolled up’ holiday pay – new rules since January 2024
Reformed holiday pay rules allow many temporary workers to receive ‘rolled up’ holiday pay – reducing the chances of providers retaining unclaimed funds.
What is Open Banking, and what are the benefits for businesses?
What is Open Banking? How does Open Banking work, and what’s in store for Open Banking in 2025?
Contractors face higher real costs than employees and no benefits
Limited company contractors shoulder layers of cost and risk that policymakers often overlook, despite repeated efforts to close the perceived tax gap.
Government confirms employment status consultation by end of 2025
A major review of employment status is coming in 2025. Find out what it could mean for contractors, IR35, and the self-employed.
Mandatory identity checks for company directors – what you need to know
From November 2025, all company directors and persons of significant control (PSC) must complete formal identity verification with Companies House.
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